Positives: Money management is something kids need to learn so I am grateful that this topic is addressed on a child's level. The simple technique used helps kids grasp the beginning concepts of stewardship. I also loved the fact that at the end of the book the young boy, now a father himself, is passing on these lessons to his own son.
Negatives: In the Parent's Guide at the end they suggest teaching kids to tithe 10% to their local church. 10% is a great place to start, but I would always encourage my children to give and would aim to cultivate generosity in their hearts. As for the Spending account, they tell parents to have their child make a wish list. I would be careful with this and help your kids determine some upcoming things they may want (the baseball glove in the story was an excellent example). I would just be careful of teaching your kids spend their money frivolously.
Talking Points: The Bible is full of references to money. Jesus talked about money more than he spoke about heaven. That tells us that how we use our money is a great indicator of the state of our heart. How you spend your money and the conversations you have regarding money will greatly shape your child's money management habits. Talk about giving. As I said above 10% is a great place to start but I would always encourage my children to stretch what they think are the limits of what they can give (Prov. 11:25, 22:9, I Tim. 6:18). Talk to your kids about the love of money. I Tim. 6:10 tells us that the love of money is the root of all evil. These are some very strong words. I Tim. 3:3 is also clear that church leaders are to be free of the love of money. One of our favorite Scriptures is Matt. 6:24, which tells us that we cannot serve God and wealth. As a parent, I would recommend you read The Treasure Principle by Randy Alcorn. This book, with Scripture, can help you train your child as they grow and mature.
Age Level: 4-8 year olds
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